How the Rate Cut Shapes This Spring

Spring is traditionally the busiest time of year in real estate, with more homes coming to market and buyers actively searching. This year, the season is set against the backdrop of a fresh interest rate cut from the Reserve Bank of Australia, which recently lowered the cash rate to 3.60%.

According to a recent analysis by PropTrack, this third cut in 2025 is expected to give the housing market a modest lift. Lower borrowing costs can improve affordability for buyers, expand borrowing capacity, and give confidence to those considering making a move. While affordability pressures remain, the adjustment provides a small but meaningful shift in the balance between buyers and sellers (PropTrack, 2025).

For sellers, the timing could be favourable. More buyers with slightly stronger budgets often translates to improved competition at open homes and auctions. For buyers, it’s an opportunity to enter the market with renewed momentum—but it also means being prepared for more active conditions.

At The Coast, we’re already seeing stronger engagement from buyers as the spring season gets underway. Well-presented homes, particularly those with lifestyle appeal, continue to attract strong attention.

If you’re thinking of buying or selling, this spring may offer a unique window of opportunity shaped by both seasonal activity and recent changes in monetary policy.

Andrew Wright Licensed Estate Agent andrew@thecoast.com.au 0481 310 010